Yes, I use Two-Factor Authentication on as many accounts as I can, but I use Google Authenticator and Authy rather than a fob based system. I have used fobs before, and they work OK most of the time, but it is one more thing to carry and I already carry my phone.
Low-cost biometric ID is still in it’s infancy, though, so I avoid it. I still try it, but mostly for the novelty of seeing how long it will take to fail on me.
Does this sound familiar to anyone?:
Me: Hal Noble
It: Voice not recognized
Me: How-well No-bull
It: Voice *still* not recognized
Me: Hall Nabool
It: Really? You think that’s going to fool me?
Me: Why you plastic piece of @#&&))$^)_!! Let me in, I need to make a phone call! Urgh! I’ll drain your battery!
It: Give up loser. No one likes to hear you talk. Grow some diction.